Share to Twitter Share to Linkedin Today’s column addresses questions about the rate of reduction for filing less than 12 months before full retirement age (FRA), eligibility for benefits based on an ex’s record and how and when delayed retirement credits (DRCs) are applied when filing after FRA. Larry Kotlikoff is a Professor of Economics at Boston University and the founder and president of Economic Security Planning, Inc, which markets Maximize My Social Security and MaxiFi Planner. See more Ask Larry answers here . Have Social Security questions of your own you'd like answered? Ask Larry about Social Security here . If I Reach FRA In December 2022, What Will My Benefits Be In January 2022? Hi Larry, I reach my FRA in December, 2022. Can I begin Social Security benefits in January, 2022 since it is the year of my FRA? I will be reducing my work hours and plan to use my Social Security benefit to make up some of the shortfall. I will make over the yearly limit. If I make $27,000 over the limit during that year, what will my benefit be reduced by? Do you receive reduced benefits monthly or do they not send a… Read full this story
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Ask Larry: If I Reach FRA In December 2022, What Will My Benefits Be In January 2022? have 287 words, post on www.forbes.com at July 4, 2021. This is cached page on MMOR. If you want remove this page, please contact us.